Terms of Service

Last updated: June 16, 2026

Agreement

By accessing tavernfi.com or joining the Tavern Financial waitlist, you agree to these Terms of Service. If you do not agree, do not use the site.

Waitlist only

Joining the waitlist does not open a bank account, issue a card, or create a customer relationship. Banking products, when available, will require separate application and approval through our partner institutions.

No financial advice

Content on this site is for informational and marketing purposes only. Nothing here is investment, tax, or legal advice.

Banking services

Tavern Financial is a financial technology platform. When banking services are offered, they will be provided by Unit's partner institutions, Members FDIC. Tavern Financial is not a bank.

Acceptable use

You agree not to misuse the site, attempt unauthorized access, or submit false information.

Disclaimer

The site is provided "as is" without warranties. To the fullest extent permitted by law, Tavern Financial is not liable for indirect or consequential damages arising from use of the site.

Governing law

Governing law and venue will be specified in the final version of these terms.

Contact

Questions: legal@tavernfi.com

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Tavern Financial LogoTavern Financial

Reimagining personal finance as an RPG. Embark on a quest for financial legendary status, manage your Gold, set savings Quests, and view transactions as a real-time Combat Log.

Version 1.4.2•Est. 2026

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Legal & Trust

Financial Technology Platform: Tavern Financial is a financial technology platform, not a bank. Deposit accounts, banking services, and the Tavern Financial Visa® Debit Card are provided by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Your deposits are FDIC-insured up to $250,000 per depositor through Thread Bank, Member FDIC.

* Rested XP Yield (APY): The Rested XP Yield is a gamified representation of the Annual Percentage Yield (APY) provided on our savings vaults (Vault Slots). An APY of up to 4.25% is variable and subject to change at any time without notice. No minimum balance is required to open an account or earn the APY. Fees may reduce earnings. Interest is paid and credited monthly by Thread Bank, Member FDIC.

RPG Elements & Loyalty Systems: Rarity tiers, level progression, quests, experience points (XP), gold inventory representations, and combat logs on Tavern Financial are gamified user experience elements designed to reward financial health and are for entertainment purposes only. They do not constitute investment securities, real-world assets, or legally binding currencies unless explicitly designated as cash-equivalent yield. Real-world funds are held safely and authoritatively in your FDIC-insured deposit accounts.

© 2026 Tavern Financial. All rights reserved.